Radiology & disability insurance

Occupation class notes

Favorable, largely non-surgical occupation class, though interventional sub-specialization may be treated differently — confirm with the specific carrier.

Own-occupation & rider considerations

Radiology is generally underwritten favorably as a largely non-surgical specialty, though interventional radiology sub-specialization involves more procedural risk and is worth discussing specifically with an underwriter.

The work is vision- and cognitively-demanding (extended screen time, diagnostic accuracy under time pressure), so carriers may look closely at general health and vision history even though the occupation class itself remains favorable.

A future increase option can be valuable early in practice given how quickly radiology income can rise with partnership tracks.

Run your own numbers, pre-filled for radiology, in the coverage gap calculator.